Holiday Rate Lock In

Don’t miss out on our Christmas Special! Secure a 3.99% (4.61% APR) 5/1 ARM* on select homes when you contract by the end of the year and celebrate big savings from day one. This limited-time offer gives you lower monthly payments during the first five years of your loan. Give your family the gift that keeps giving and start the new year in a home you’ll love.

3.99% 5/1 ARM (4.61% APR) offer available only on select homes and only for purchasers who sign a purchase agreement on or before December 31, 2025. Rate is based on an FHA-insured mortgage with a 5/1 adjustable-rate structure and 1/1/5 interest rate caps. The initial interest rate is fixed for five (5) years and may adjust annually thereafter, with increases subject to the stated caps. After the fixed period, the interest rate and monthly payment may increase.





Offer is valid only when financing is obtained through Builder's Preferred Lender and includes a temporary buydown funded by the builder. Builder-paid incentives may be limited by FHA guidelines, interested-party contribution limits, and lender program requirements. The builder is not a lender and makes no representations regarding loan qualification, interest rates, or future payment adjustments.





Borrower eligibility is subject to FHA qualification requirements, including minimum credit score, maximum loan amount, upfront and annual mortgage insurance premiums (MIP), occupancy requirements, and full lender underwriting approval. Closing costs, prepaid items, property taxes, homeowner’s insurance, and MIP are not included in the promotional rate calculation.





Rate, APR, and terms are subject to change without notice based on market conditions, borrower profile, and FHA program updates. Offer may not be combined with other incentives unless specifically permitted in writing. All financing is subject to final loan approval. Equal Housing Lender. Equal Housing Opportunity.
Home Buyer Advantage

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WHITESTAR HOMES
*All site plans, community maps, floor plans, drawings, elevations, and computer generated or enhanced depictions shown are conceptual in nature and are merely an artist's rendition, for illustration purposes only and may not accurately represent the actual condition of the item being represented, may contain inaccuracies or typographical errors and should not be relied upon. Elevation rendering is an artist’s interpretation only. Architectural elements may vary from rendering shown. Elevations may be shown with optional stone, stucco, and porches. Ask your sales associate for details. Any home or feature displayed on the website or in materials are shown for illustrative purposes only and may contain features not included in the standard home package for each model. The past, present, future, or proposed roads, easements, land uses, conditions, plat maps, lot sizes or layouts, zoning, utilities, drainage, land conditions, or development of any type whatsoever, whether reflected on the illustrations, shown or not shown, may or may not be changed at any time, and may be incomplete or inaccurate. WHITESTAR HOMES may change any and all of the foregoing at any time and without notice to you. You should never rely on the accuracy of the foregoing, the illustrations, site plans, community maps and/or computer generated or enhanced depictions in making any decisions relative to purchasing any property.